为您的人生保驾护航
让您的梦想更有保障

资深持牌保险顾问为您服务，让保险更简单、更安心

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为什么选择IPlus Insurance?

配置，规划，理赔全程为您提供优质服务

快速获取报价

快速了解您的需求，几分钟内获得最适合您的报价。

专家建议

专业保单配置

随着您生活状况变化而及时更新您的保障计划。

优质管理

专业快速理赔

当发生风险时，我们会专业及时帮您办理理赔相关事宜。

快速理赔

帮您选择正确的保险产品

为您人生每个阶段提供全面保障

医疗保险

Health Insurance

不用排队公立医院，及时得到专科咨询以及各项检查，住院治疗或者手术治疗，还可以选择适合自己的医生和医院。

Avoid long waiting times in the public health system and receive timely specialist consultations, various medical tests, hospital treatments, or surgeries. You can also choose the doctor and hospital that best suit your needs.

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房贷保护险

Mortgage Protection Insurance

家庭顶梁柱未来发生意外，房子不会被收走，保险公司帮助您还房贷。

If the main income earner suffers an accident or passes away, the mortgage will not become a burden. The insurance company will help pay off the home loan, ensuring your family keeps their home.

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人寿保险

Life Insurance

从容应对未来不确定风险，保护家人的生活不被改变。寿险一般需要覆盖房贷、子女大学教育金、家人未来五年生活费，保障金额从10万到250万不等。

Prepare for future uncertainties and protect your family's lifestyle from being disrupted. Life insurance typically covers your mortgage, children's university education, and your family's living expenses for the next five years. Coverage usually ranges from NZD 100,000 to 2,500,000.

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收入保护险

Income Protection Insurance

未来如果不幸遭遇疾病或者意外受伤，获得过去足额补助，以保证康复期间生活品质。

If you are unable to work due to illness or accidental injury, this insurance provides continuous income support to help you maintain your standard of living during recovery.

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重疾疾病保险

Critical Illness Insurance

弥补收入损失，未来一旦确诊重大疾病，一次性获得几年生活费用，不用在遭受挫折时，担心财务问题。保额一般用来支付生病期间的水电费、生活费、康复费、以及因为生活方式发生改变而产生的费用。保障金额一般是3到5年的收入

Provides financial support when income is affected due to a serious illness. Once diagnosed with a major illness, you receive a lump sum payment covering several years of living expenses, so you won't need to worry about finances during difficult times. The payout usually covers expenses such as utilities, daily living costs, recovery expenses, and lifestyle adjustments. The recommended coverage is typically 3-5 years of income.

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终身失能保险

Total Permanent Disability Insurance

如果未来永久失去劳动能力，一次性获得巨额理赔，保障家庭生活质量。

If you permanently lose the ability to work, this insurance provides a large lump-sum payout to maintain your family's quality of life.

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关于IPlus Insurance

新西兰可信赖的保险顾问

我们的使命 Our Mission

IPlus Insurance 爱家保险一直在帮助新西兰家庭建立风险防护系统。作为FSP持牌专业机构（FSP编号# 700241），我们在新西兰严格的金融服务法规监管下运营，确保您获得合规的专业建议。我们成功处理了99%以上的理赔，帮助了新西兰境内的400多个家庭，量身定制、专业实惠的保险解决方案，确保我们的客户在未来有足够现金流抵御各种人身风险。

为每个新西兰家庭提供简单、易懂、实惠的保险。我们相信保险不应该复杂 - 它应该让您安心，知道您的亲人得到了保护。

At IPlus Insurance , we help New Zealand families build strong risk-protection systems. As a licensed Financial Services Provider (FSP #700241), we operate under New Zealand's strict financial regulatory framework, ensuring that you receive compliant and professional advice.With a claim success rate of over 99%, we have supported more than 400 families across New Zealand by providing tailored, professional, and affordable insurance solutions. Our goal is to ensure every client has sufficient cash flow to face life's uncertainties.

We aim to provide simple, clear, and affordable insurance for every New Zealand family. We believe insurance should not be complicated — it should give you peace of mind, knowing your loved ones are protected.

关于我 Susan Wang

从业18年，经历过很多大理赔，以及各种棘手的案件，IPlus Insurance 爱家保险公司创始人，不仅有自己是FSP(Financial Services Provider)，我的公司还于2020年注册了自己的FAP(Financial Adviser Provider)，公司运营于2017年，本人秉承朴素的服务理念，永远站在客户角度去考虑问题。

专业的保险理念，纯熟的申请及理赔技巧，通俗易懂的讲解，耐心的聆听，获得了众多客户的信赖与支持。

With 18 years of industry experience, I have handled numerous major claims and complex cases. As the founder of IPlus Insurance , I am both an FSP (Financial Services Provider) adviser and the owner of a registered FAP (Financial Adviser Provider) established in 2020. Our company has been operating since 2017.I adhere to a straightforward service philosophy — always putting clients first.

My professional expertise, strong application and claims-handling skills, clear and easy-to-understand explanations, and patient listening have earned the trust and support of many clients.